I have been reading lots of articles on the internet about getting out of debt and saving money. But I am wondering where the advice for real people is. (Besides SA) The advice is... travel less, reduce 401K contribution, change your bill dates. ??? Really. I guess if you are not struggling with debt and cash flow, these may be ok suggestions. I only contribute 1% to my 401K. And I do this because my employer matches and I would hate to miss that opportunity. I am definitely not traveling. And changing my due dates won't change anything for me.
Today I changed to paperless statements at Chase so I could get a $5 credit. I committed to only going to the store for milk and dog food. And I listed 2 things on letgo this morning. I have 2 small baking orders this week and am going to try to sell some items at a swap meet this weekend.
I dream of the day that I can go get a pedicure and know that I have the money to pay for it and I do not have credit card debt. I played around with numbers to see if I could see what it would take to get my debt paid off in 3 years, contribute to Savings and our business, and take 3 years off of our mortgage. I would need an extra $168.75 per week. Is that obtainable???
Advice for real people
May 14th, 2018 at 09:18 pm
May 14th, 2018 at 10:45 pm 1526334344
I agree that most sites are not very helpful with money-saving ideas. It's highly individual. You just have to be laser-focused on your own life and what you can cut to get yourself into a state of living below your means. That's the only answer -- spend less than you make!
May 14th, 2018 at 11:48 pm 1526338080
May 15th, 2018 at 12:12 am 1526339543
May 15th, 2018 at 04:32 pm 1526398374