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Entry #2

June 25th, 2018 at 11:51 am

I decided to do another entry today because I am just a blob of emotions today. I just want something more. More than a life full of debt. More than financial stress. More than being in this hole. I'm angry that I got myself here. I understand that we have been dealt a difficult hand and some circumstances that we can't control, but we should be prepared. I'm not looking to beat myself up. I am actually feeling better about things. But today is a different day. I can't really explain it. I am sad and angry and determined and optimistic. The idea of a super frugal month has really inspired me. Maybe if I try this and keep plugging along...maybe I can do this. Today I feel like I am rising up out of the ashes, but crouched down and holding on for dear life on the ascent. I am believing that there is more to life than this. That its ok to want more. And that its ok to think I deserve more, if I am willing to put in the work. Maybe its a breakthrough moment. Maybe its being too hopeful. I don't know. But I'm riding this wave.

3 Responses to “Entry #2”

  1. rob62521 Says:

    You can do it. We all have times when things bring us down. Just stay the course and realize there will be bumps along the way.

  2. creditcardfree Says:

    Oh, boy! We have all likely felt something similar. Honestly, getting so angry at your debt that you will do just about anything legal to climb out is the best place to rise from. Cheering for you!

  3. crazyliblady Says:

    Did you pay off the "bad loan"? Or are you just close to doing so?

    Yes, we have all bad times. bad times when we realize the full impact of our mistakes. Like in 1994 when I needed to buy toilet paper and I had to check my checkbook to see if I could afford it. Ugh. I made a promise to myself that that would never happen again. Well, it did happen again a couple of times, but I just keep getting back up, learning something new each time. Something that motivates me to do better and keep doing it is to update my sidebar savings and debt totals every time I pay something off or change the balance. Also, if you have some way that is portable of keeping track of your budget (on a smart phone, piece of paper you carry around with you, etc), it will help to remind you that if you buy that thing you want, you will go over on your budget. I know people who use software or apps to do this, but I don't have a smart phone and I need to be able to carry it around with me so when I am shopping, I can see at a glance what my budget allows for. So, I use a 4x6 index card that has my budget on it and when I use the balance of a line item, I mark through it or indicate how much is left.

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