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Still a little overwhelmed

March 8th, 2018 at 10:40 am

Thank you all for the information and support yesterday. There was a lot of great information and I'm so glad to be here. Although I am still a little overwhelmed by the task ahead.

I am getting a 10% discount on our cell phones through my employer. So that will help a little. I am going to look into other plans too.

Our car insurance is actually $70 cheaper than it was. I just changed to a new company and it was the cheapest I could find for full coverage on 2 newer vehicles.

Still need to look into the Satellite.

I've seen some posts before about no spend days. I am hoping to have a no spend weekend and see if I can organize myself, do a food inventory, and enjoy doing nothing. I'm also hoping to find some things I can sell online or through craigslist. I have to basically come up with $800 asap. $500 to keep my account from going negative and $290 for my ticket that has to be paid by 03/21.

4 Responses to “Still a little overwhelmed”

  1. Mooshocker Says:

    Welcome! Although a bit overwhelming, we are all here to support each other. Sometimes there are tough suggestions and other times, a lot of fun. Always compassion and patience.

    That said.....Netflix and Satellite TV need to go. Take the $121.00 and get rid of that "bad loan". Doubling the payment should shave at least a month off that.

    Finally, reach out to Amber! She is an amazing inspiration for taking debt head on, pinching every penny and focusing to its elimination.

    Again, welcome aboard!

  2. creditcardfree Says:

    We are cheering for you and we know it takes some time to get the momentum going, too. I think focusing on selling some things this weekend is a good idea, as well as making a meal plan for the week or even the rest of the month using up what you already have on hand.

  3. PatientSaver Says:

    Just a suggestion, when shopping for car/auto insurance, it's much easier to have an agent do it for you, and they will do a much more thorough job than you ever could by direct dialing various insurance companies. It's free for you as well.

    I would also not settle for a 10% discount on the phone. You can, and should do better.

  4. rob62521 Says:

    Welcome! Looking for little ways to save really helps with the budget.

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